Finance

PMJDY ESSAY IAS

A democracy in its full sense gives every person in it the right to basic needs and access to institutional and economic reforms. Chandigarh University Apply Now. Jan Dhan Yojna creates record and Bank Accounts will enhance the economy. Modi in his maiden Independence speech from the Red Fort on 15 th August Main motto of this scheme is to attach each and every Indian citizen to the Bank account so that every citizen can avail the benefit of various scheme or subsidised program run by Indian Government. The account holders will be provided a zero-balance savings account with a RuPay debit card. Other state government also flagged off this scheme.

Narendra Modi opened Pradhan Mantri Jan-Dhan Yojana all over India and it is predicted that this effective scheme may prove to be beneficial for country. Do anyone got application PDF ,if yes , kindly mail me or send here. There is minimum monthly remuneration of Rs 5, to business correspondents who will provide the last link between the account holders and the bank. Sunny Roy Nov In the long run, the scheme will also permit the poorer sections to avail themselves of subsidies and overdraft facilities through their bank accounts, which are intended to eliminate money-lenders, commission agents and corruption.

This effective scheme has a national mission on financial inclusion in order to cover all households in the country with banking facilities and having a bank account for each household. iss

pmjdy essay ias

Since this topic is very vast in its context, do not go into details for such topics. Person will also get Aadhar number immidiately. Read more about this here.

  EPEKTO NG MAKABAGONG TEKNOLOHIYA SA MGA KABATAAN THESIS

Essay For SSC CHSL Tier II (Descriptive Paper) – Jan Dhan Yojana

Banasthali University Apply Now. Experts stated that Jan Dhan Yojana is questionable viability of banking, insurance accounts, Priority versus freebies banking and it may burden on the taxpayer. The Jan-Dhan Yojana is aimed to provide basic banking accounts with a debit card with inbuilt accident insurance.

This scheme proves to be an iron hand in dealing with corruption, after this scheme citizen are getting their subsidy and other benefit into their account directly without any mediator or corrupt person in between. Its main features include Rs 5, overdraft facility for Aadhar-linked accounts, RuPay Debit Card with inbuilt Rs 1 lakh accident insurance cover and minimum monthly remuneration of Rs 5, to business correspondents who will provide the last link between the account holders and the bank.

If address changes then person needs to submit fresh address proof to the bank. The scheme has an objective to provide two accounts to 7. Amit Yadav Jul 6. A democracy in its full sense gives every person in it the right to pmdjy needs and access to institutional and economic reforms. Documents required for account opening: Major objective of Jan-Dhan Yojana: Ravi Shankar Prasad said that the scheme will be followed by economic banking, literacy and education.

Do not express views which may hurt the reader. You can always essaay your own information and make your content unique.

PRADHAN MANTRI JAN-DHAN YOJANA (PMJDY)

India, under the aegis of Mr Narendra Modi, the honourable Indian Prime Minister is witnessing the dynamic transformation in recent times.

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  FIRST NATIONALISTIC ESSAY OF RIZAL

This is one of the best step taken by the Indian government for the upliftment of the poor people. They are formulated and implemented in such a manner that they can benefit optimally the common masses of India at large.

pmjdy essay ias

This scheme provides an Overdraft facility of Rs after six months and Rupay debit card with an inbuilt accident insurance cover of Rs 1 lakh and Rupay Kisan Card to the account holder. Important things to keep in mind: Cabinet ministry of Mr.

In this festival, every place Other State Governments also flagged-off this scheme. By allowing direct money transfer into bank accounts, the scheme is likely to cut down on corruption. Jan-Dhan Yojana scheme will allow government to return people’s money to them.

pmjdy essay ias

As discussed, the above sample has been divide into three paragraphs per the expected word count. Other state government also flagged off this scheme.

The number of accounts opened under the scheme reached million by 18 th may Priyanka Kumari Jan Leave esway comment Click here to cancel reply. There is minimum monthly remuneration of Rs 5, to business correspondents who will provide the last link between the account holders and the bank.

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